Branson, Kimberling City and Table Rock Lake Area real estate and homes for sale in Missouri, lakefront properties - Benny Kirkpatrick, REALTORS® Benny Kirkpatrick REALTORS(r) for Branson, Kimberling City and Table Rock Lake Area, Missouri real estate, lakefront properties - NUMBER1EXPERTS™ Benny Kirkpatrick NUMBER1EXPERTS(tm) for Branson, Kimberling City and Table Rock Lake Area, Missouri real estate, lakefront properties
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Benny Kirkpatrick, REALTORŪ, real estate agents and broker for Branson, Kimberling City and Table Rock Lake Area Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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Local Information: Branson, Kimberling City and Table Rock Lake Area Missouri home buying, real estate listings, and homes for sale in Stone County, MO
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Real Estate Tips
Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Real Estate Trivia
Q 
What is arguably the world's strangest (and most dysfunctional) kitchen?

A 
In 1998 the Kemper Museum of Contemporary Art in Kansas City first displayed a kitchen made entirely of 40 million colored glass beads by artist Liza Lou of Topanga, California.
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Benny Kirkpatrick, REALTORŪ, real estate agents and broker for Branson, Kimberling City and Table Rock Lake Area Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Benny Kirkpatrick & Susan "Hug", Brokers
Carol Jones Realtors/ A Missouri Corporation

45 Notch Shopping Lane
Branson West, MO. 65737
Office: 417-338-2022
Benny's Cell: 417-331-6247
Susan's Cell: 417-860-7804
Office Fax: 417-338-2043
Home Fax: 417-357-6434
Email: bennyandhug@NUMBER1EXPERT.com

We are a Husband and Wife Team Specializing in Table Rock Lake Front and Lake View Properties. Seventy Combined Years of Real Estate Experience, and a Vast Knowledge of the Tri-Lakes Area and the Ozarks.


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Carol Jones Realtors/ A Missouri Corporation real estate and homes for sale in Branson, Kimberling City and Table Rock Lake Area Missouri

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